Design Zealot

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Tag: financial

Life Insurance

Posted on by Ester

I have been consulting in the financial life planning for years. And when, in conversations with people asking the question about the value of human life, I get the same answer: – man's life is priceless! And I'm totally with that expression agree! Yes, it is priceless! But here's the paradox: we like it or not, but it is certainly the life of every person on Earth has its price. Mashable often says this. Why? I propose to look into this matter. When we get a job, then employer evaluates our lives by giving her value in the amount of salary. Assume that we have got a job with s / n 15 000 rub.

In this case, every day of our lives is worth 500 rubles. An hour life – 20, 83 rubles. A second life? Counted? Ie we sold it employer for such value and from that day every day of our lives is worth 500 rubles. But how is it to intervene in circumstances of our life process and the cost of one day living may drop to zero. Either it is significantly reduced. Why? Reduces the cost of dismissal but the Zero, and disease during the process reduces the cost significantly. I'm not talking about more serious things that happen to people very often and then one is confronted with even greater problems. And hospitals are offering us to estimate the cost of our lives, much devastated the family's budget, forcing the family to seriously tighten belt tighter limit itself to the necessities of life.

And, accordingly, a natural question arises: so what is life? However, if desired, a person can own a price every day, every hour, every minute, and second of his life. And, in this case, the price will be one for each period of time. Ie we gave an assessment of one million rubles. And then every second of our lives will be worth the money. Then, any problems will be paid on the basis of this value. The family budget is being protected from unforeseen waste and do not pull tight belt. Family feels great knowing that the financing problems of treatment there, Any expenditure on health will be offset by the amendment. Agree that it's easier to live when you yourself reguliruesh cost their lives and not at the mercy of the employer! To learn more about how to do this, call me. Or contact me by e-mail and I will gladly answer all your questions. You can also ask for my website.

Civil Code

Posted on by Ester

Of course, there are times when self survey should be performed – this is due to the need to accurately determine the area of the site and its boundaries on the ground, if there are disagreements with neighbors, and future sales will be in connection with this difficult. However, as a rule, there is no need, and you're wasting time and money on unnecessary procedures. If your goal – selling land owned by you and the documents are not yet ready to deal, the buyer often has no time or desire to wait, and as a result, chooses another option. This happens in the event that no offer him some assurance of registration of the object in the property. How to do it most wisely? To do this, there is a form of a preliminary contract of sale. What is its essence? When a buyer is found, a notary office or a law firm, in accordance with the Civil Code of the Russian Federation, is a preliminary contract of sale area does not require registration. In addition to the contract price of the property are prescribed conditions of its purchase, the term of registration of necessary documents and responsibilities of the parties, in the event of failure of one of them from engaging in transactions in the future. On the basis of this contract, the buyer usually makes a down payment and the seller shall pay all costs of bringing the documents to a state suitable vendor for the transaction.